FINDING THE RIGHT CONTRACTOR The Learning Center Proper insurance coverage is extremely important. Like most insurance, it probably will not be used, but it is important for it to be there if it is needed. When having work done on your home, the probability of something going wrong is small, but the risk can be extremely high, and costly, if something does go wrong. There are two types of insurance coverage a contractor needs to have in place to protect you, Liability and Workman’s Compensation. Liability insurance protects you from damage to your home or property caused by contractor negligence or ignorance. Workman’s Compensation insurance protects you if someone is injured on your property while working on your home.         5. How important is it for a contractor to have insurance? < back to list of questions about choosing contractors 3245 Miracle Drive Murrysville, PA 15668 724-387-2991 PA Contractor ID PA001856